Policy & Standards

Setting the Standard for Health Insurance.

Driving fair competition, sustainable policy, and industry-wide coding standards that put patients first.

Network Strength

One Network. Uninterrupted Care.

Connecting private health insurers to 1,800+ trusted hospitals, labs, pharmacies, and specialists nationwide.

Digital Collaboration

One Platform. Every Provider.

Validate members, submit claims, and track reports — all from a single, unified digital front.

The Association

Private Health Insurers Association – Ghana

Making private health insurance a viable, recognizable and sustainable option for healthcare financing in Ghana.

PHIA-G brings together licensed private health insurers to create industry value, build capacity, generate policy evidence, and engage regulators, providers, and clients.

Value Creation

Credibility, stakeholder engagement, and provider tariff management.

Learning Hub

Tiered training for Boards, CEOs, and technical managers.

Evidence

Analytics, industry surveys, and actuarial analysis.

Policy Dialogue

Influencing policy through multi-stakeholder engagement.

Flagship Programmes

How PHIA-G Is Building the Industry

Industry Standards

One Coding Language for Claims

ICD-10 adoption is underway across the member network. Next up: RxNorm, CPT, ICD-10-PCS, and LOINC — so diagnoses, procedures, medications, and lab data can mean the same thing everywhere.

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Digital Collaboration

Claims Clearing House

A Claims Clearing House in development — one login for partner facilities to validate members, submit claims, and track settlements across participating insurers, toward cleaner data in and faster care and reimbursement out.

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Become a Member

Join the Private Health Insurance Association of Ghana — advance standards, access trainings, and collaborate across the industry.

Join PHIA-G

Vision

Sustainable healthcare financing

Our vision is to make Private Health Insurance a viable, recognizable and sustainable option for healthcare financing in Ghana by constantly improving the operations of private health insurers.

About PHIA-G

Mission & Mandate

  • Value for members — industry credibility, stakeholder engagements, and provider tariff negotiations
  • Learning hub — board/CEO and technical capacity building
  • Evidence for policy — analytics, surveys, and actuarial work
  • Legislative dialogue — influencing policy with regulators and partners

Objectives

The mouthpiece of private health insurers

PHIA-G represents member companies, fosters unity in competition, upholds professional standards, and engages NHIA and allied bodies on industry matters.

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Knowledge

Latest Articles

Insights on medical insurance, health risk, and private cover in Ghana.

Private Health Insurance Week 2023

Past Conferences

Private Health Insurance Week 2023

Building a sustainable private health insurance as a viable channel for universal health coverage — Accra City Hotel, 24–28 July 2023. Keynote by Dr. Bernard Okoe Boye (CEO, NHIA).

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PHIA-G Annual Congress 2023

Past Conferences

PHIA-G Annual Congress 2023

Highlights from the Association’s annual congress — members, regulators, and partners advancing standards and collaboration across Ghana’s private health insurance industry.

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Membership

Partner Companies

Licensed private health insurers advancing healthcare financing across Ghana.

ACE Medical Insurance ACE Medical Insurance Equity Health Insurance Equity Health Insurance Nationwide Medical Insurance Nationwide Medical Insurance Premier Health Insurance Premier Health Insurance StarHealth StarHealth Acacia Health Insurance Acacia Health Insurance Cosmopolitan Health Insurance Cosmopolitan Health Insurance GAB GAB Liberty Medical Health Scheme Liberty Medical Health Scheme emPLE Health Insurance emPLE Health Insurance Phoenix Health Insurance Phoenix Health Insurance Vitality Health Insurance Vitality Health Insurance Octaplus Health Octaplus Health GLICO Healthcare GLICO Healthcare ACE Medical Insurance ACE Medical Insurance Equity Health Insurance Equity Health Insurance Nationwide Medical Insurance Nationwide Medical Insurance Premier Health Insurance Premier Health Insurance StarHealth StarHealth Acacia Health Insurance Acacia Health Insurance Cosmopolitan Health Insurance Cosmopolitan Health Insurance GAB GAB Liberty Medical Health Scheme Liberty Medical Health Scheme emPLE Health Insurance emPLE Health Insurance Phoenix Health Insurance Phoenix Health Insurance Vitality Health Insurance Vitality Health Insurance Octaplus Health Octaplus Health GLICO Healthcare GLICO Healthcare
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Member Support

Submit a Complaint

Report concerns related to policy issues, claims, payments and settlement, or facility experiences. The PHIA-G Secretariat will review and route your complaint appropriately.

  • Policy related
  • Claims
  • Payments & settlement
  • Facility concerns
Submit a Complaint